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Emergency Medical Indemnification Insurance

As a Visa Platinum/ Visa Signature Cardholder, you, your spouse and dependent children under 23 years of age, will be each covered automatically up to a maximum of US$25,000/ US$30,000 respectively, worldwide (EUR€30,000 in European countries that are Schengen agreement participants), per person for the Usual Reasonable and Customary Charges for Covered Medical Expenses in the event of Serious Injury or Sickness which occurs during the course of a Covered Journey outside of your country of residence (with the exception of residents in Brazil, Argentina and Mexico for domestic trips over 200Km from their primary residence).

A journey is considered covered if the full travel fare has been purchased with a valid and active International Visa Card and it does not exceed 60 days. All Covered Medical Expenses are in excess of all valid and collectible insurance. Pre-Existing Conditions are not covered. Treatment must be received upon the recommendation of the attending physician and provided during the course of your Covered Journey.

In addition, each person will be eligible to receive the following indemnified services:

  • US$50,000/ US$100,000 worldwide (EUR€30,000 in European countries that are Schengen agreement participants) for the Visa Platinum/ Visa Signature cardholder respectively,for covered expenses incurred during the course of a Covered Journey if the injury or sickness results in a necessary Emergency Evacuation, in case adequate medical facilities are not locally available in the event of an accident or illness. VISA Assistance center will arrange and pay the Reasonable and Customary Charges for an emergency evacuation to the nearest facility capable of providing adequate care.
  • US$25,000/ US$100,000 maximum for the Visa Platinum/ Visa Signature cardholder respectively for the Reasonable and Customary Charges incurred during the course of a Covered Journey in the case of death for Repatriation of Remains
  • US$5,000/ US$10,000 maximum for the Visa Platinum/ Visa Signature cardholder respectively, to cover the cost of any additional charges that an airline may apply for changing a return ticket in case of an Early Return home due to the unexpected death, serious injury, or sickness of you, your traveling companion or immediate family member. In case of a non refundable ticket with no possibility of changes, this benefit will be paid up to the maximum benefit amount to cover the purchase of an economy ticket. VISA Assistance center must coordinate and make the necessary arrangements to bring the beneficiary back home in this event
  • US$500/ US$1,000 maximum for the Visa Platinum/ Visa Signature cardholder respectively, for loss of travel and/or accommodation expenses for the unused, non-refundable pre-paid expenses paid by the Beneficiary, less the value of applied credit from the unused return travel ticket to return home, if prior to the date of return, the Beneficiary’s Covered Trip is interrupted due to: Unexpected Death, Serious Injury or Sickness of the Beneficiary, Beneficiary’s Traveling Companion or Beneficiary’s Immediate Family Member.
  • US$5,000/ US$10,000 for the Visa Platinum/ Visa Signature cardholder respectively,to cover the cost of an economy air ticket to send unaccompanied dependent minor children or an elderly travel companion back home or the cost of a person who will accompany the dependent minor children or the elderly travel companion during the trip home in the event the cardholder is hospitalized in a foreign country for over 5 days during a trip that was paid with his Visa card.

 

 

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