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Security

DISCLAIMER

An independent chartered accountant has evaluated First Citizens Bank's business practices and controls and determined that they are in conformity with Web Trust Principles and Criteria for Business-to-Consumer Electronic Commerce.

The management of First Citizens Bank will have made representations that it:

Discloses its business and information privacy practices for electronic commerce transactions and executes transactions in accordance with its disclosed business and information privacy practices.

Maintains effective controls to provide reasonable assurance that customers' transactions using electronic commerce are completed and billed as agreed, and;

Maintains effective controls to provide reasonable assurance that private customer information obtained as a result of electronic commerce is protected from uses not related to its business during a period of time in conformity with the AICPA/CICA WebTrust Criteria.